Banks Van Pelt with Military Realty of Kingsbay Still Serving my Shipmates



How Much Can You Afford?


 
Banks' calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Or simply contact ERA's Kingsland Georgia in-house Mortgage consultant, Russell Myers at (912) 227-2277 or email at russell.myers@mortgagefamily.com    Just tell him Banks sent you!

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Contact Info


Banks Van Pelt
Military Realty of Kingsbay

banks@MilitaryRealty.US

 

Cell:

 (912) 227-1160  (912) 227-1160

Office:

 (912) 882-4226  (912) 882-4226

Jax Cell:

 (904) 333-0555  (904) 333-0555

Fax:

(912) 576-1979

Address:

115 Kings Bay Rd

City:

Kingsland

State:

Georgia 31548

Country:

United States

Search Our National Database of Forclosure homes at http://www.gohoming.com

 

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